/* 白地の「返済予定表」。囲み枠や影は使わず、罫線と余白で区切る。左に入力シート（デスクトップは固定）、右に結果。狭い画面では縦一列。 */
:root{
  color-scheme:light;
  --bg:#FFFFFF; --ink:#1F2024; --muted:#66686F; --line:#E2E2E5; --rule:#1F2024; --soft:#F5F5F6;
  --brand:#1766D1; --brand-dk:#0F52AB; --sky:#EAF3FE; --principal:#1766D1; --interest:#F0603C; --prepay:#1F9D68; --warn:#B36A00; --warn-soft:#FFF4DF; --sun:#FFD43B;
  --ad-bg:#F7F7F8; --ad-line:#CFCFD4; --on-principal:#FFFFFF;
  --f-display:"Dela Gothic One","Hiragino Sans","Noto Sans JP",sans-serif;
  --f-body:"M PLUS Rounded 1c","Hiragino Maru Gothic ProN","Hiragino Sans","Noto Sans JP",system-ui,sans-serif;
  --f-num:"M PLUS Rounded 1c","Hiragino Maru Gothic ProN",system-ui,sans-serif;
  --surface:#FFFFFF;
}
*{box-sizing:border-box}
body{background:var(--bg);color:var(--ink);font-family:var(--f-body);font-size:14px;line-height:1.7}
.wrap{max-width:1240px;margin:0 auto;padding-inline:16px;padding-block:22px 64px}
header.top{display:flex;flex-wrap:wrap;align-items:baseline;justify-content:space-between;gap:6px 24px;padding-bottom:16px;border-bottom:3px solid var(--rule);margin-bottom:20px}
h1{font-family:var(--f-display);font-weight:400;font-size:clamp(24px,3.6vw,36px);line-height:1.25;margin:0}
.lede{margin:6px 0 0;color:var(--muted);max-width:60ch}
.reset{font-size:12px;font-weight:700;background:none;border:0;color:var(--muted);text-decoration:underline;text-underline-offset:3px;padding:0}
.reset:hover{color:var(--ink)}
.layout{display:grid;grid-template-columns:minmax(0,340px) minmax(0,1fr);gap:40px;align-items:start}
@media (max-width:920px){.layout{grid-template-columns:minmax(0,1fr);gap:28px}}
aside{position:sticky;top:calc(env(safe-area-inset-top,0px) + 12px);max-height:calc(100vh - 24px);overflow:auto;padding-right:4px;display:flex;flex-direction:column;gap:20px}
@media (max-width:920px){aside{position:static;max-height:none;overflow:visible}}
.panel{padding-bottom:18px;border-bottom:1px solid var(--line)}
.panel h2{font-size:15px;font-weight:800;margin:0 0 10px;display:flex;justify-content:space-between;align-items:baseline;gap:8px}
.panel h2 small{font-weight:500;color:var(--muted);font-size:12px}
.field{display:grid;grid-template-columns:1fr auto;align-items:center;gap:4px 10px;margin-bottom:10px}
.field label{color:var(--muted);font-size:13px;font-weight:700}
input[type=range]{width:100%;accent-color:var(--ink)}
.field input[type=range]{grid-column:1/-1}
.num{display:inline-flex;align-items:center;gap:4px;font-family:var(--f-num)}
.num span{color:var(--muted);font-size:12px;font-weight:700}
input[type=number],select{font:inherit;font-family:var(--f-num);font-weight:700;font-size:15px;color:var(--ink);background:var(--bg);border:1px solid #C9C9CE;border-radius:4px;padding:4px 8px;width:96px;text-align:right;font-variant-numeric:tabular-nums}
input[type=number]:hover,select:hover{border-color:var(--ink)}
select{text-align:left;width:auto;font-size:13px}
input:focus-visible,select:focus-visible,button:focus-visible,summary:focus-visible,a:focus-visible{outline:2px solid var(--principal);outline-offset:2px}
.seg{display:inline-grid;grid-template-columns:1fr 1fr;border:1px solid var(--ink);border-radius:4px;overflow:hidden;width:100%}
.seg input{position:absolute;opacity:0;pointer-events:none}
.seg label{text-align:center;padding:6px;cursor:pointer;font-size:13px;font-weight:700;color:var(--ink)}
.seg label+input+label{border-left:1px solid var(--ink)}
.seg input:disabled+label{opacity:.4;cursor:default}
.seg input:checked+label{background:var(--brand);color:#FFFFFF}
.seg input:focus-visible+label{outline:2px solid var(--principal);outline-offset:-3px}
.hint{font-size:12px;color:var(--muted);margin:10px 0 0}
.chips{display:flex;flex-wrap:wrap;gap:4px 12px;margin-bottom:10px;font-size:12px}
.chips .lab{color:var(--muted)}
button{font:inherit;cursor:pointer}
.chip{font-size:12px;font-weight:700;border:0;background:none;color:var(--principal);padding:0;text-decoration:underline;text-underline-offset:3px}
.chip:hover{color:var(--ink)}
.rows{display:flex;flex-direction:column}
.row{display:flex;flex-wrap:wrap;align-items:center;gap:6px 8px;padding:7px 0;border-top:1px dotted var(--line)}
.row:first-child{border-top:0}
.row input[type=number]{width:66px}
.row .amt{width:84px}
.row .x{margin-left:auto;border:0;background:none;color:var(--muted);font-size:12px;padding:2px 4px;text-decoration:underline}
.row .x:hover{color:var(--interest)}
.add{margin-top:6px;border:0;background:none;color:var(--principal);padding:0;font-size:13px;font-weight:800}
.add:hover{text-decoration:underline;text-underline-offset:3px}
.empty{font-size:12px;color:var(--muted);padding:4px 0}
main{display:flex;flex-direction:column;gap:30px;min-width:0}
section.blk{padding-top:14px;border-top:1px solid var(--line);min-width:0}
.blk>h3,.mhead h3{font-size:16px;font-weight:800;margin:0 0 2px}
.sub{font-size:12px;color:var(--muted);margin:0 0 10px}
/* 結果の要約 */
.summary{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.3fr);gap:16px 36px;align-items:end}
@media (max-width:700px){.summary{grid-template-columns:minmax(0,1fr)}}
.lead .k{font-size:13px;font-weight:700;color:var(--muted)}
.lead .v{font-family:var(--f-display);font-size:clamp(40px,6vw,58px);line-height:1.1;font-variant-numeric:tabular-nums;white-space:nowrap}
.lead .v small{font-family:var(--f-body);font-size:16px;font-weight:700;margin-left:4px}
.lead .s{font-size:13px;color:var(--muted);margin-top:4px}
.facts{margin:0;display:grid;grid-template-columns:auto 1fr;font-size:13px}
.facts dt,.facts dd{padding:6px 0;border-bottom:1px solid var(--line);margin:0}
.facts dt{color:var(--muted);font-weight:700;padding-right:16px}
.facts dd{text-align:right;font-family:var(--f-num);font-weight:800;font-size:16px;font-variant-numeric:tabular-nums}
.facts dd small{font-size:12px;font-weight:500;color:var(--muted);margin-left:6px}
.facts .warn{color:var(--warn)}
.ratio .k{font-size:13px;font-weight:700}
.bar{display:flex;height:14px;overflow:hidden;margin:8px 0;background:var(--soft)}
.bar i{display:block;height:100%}
.legend{display:flex;flex-wrap:wrap;gap:4px 18px;font-size:12px;color:var(--muted);font-weight:700}
.legend b{font-family:var(--f-num);color:var(--ink);font-weight:800;margin-left:4px}
.sw{display:inline-block;width:10px;height:10px;margin-right:5px;vertical-align:-1px}
.notes{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px 36px}
.note h3{font-size:14px;font-weight:800;margin:0 0 4px}
.note p{margin:0;font-size:13px}
.note ul{margin:6px 0 0;padding-left:18px;font-size:13px}
.flag{font-size:12px;font-weight:800;margin-left:8px}
.flag.good{color:var(--prepay)} .flag.warn{color:var(--warn)} .flag.off{color:var(--muted)}
.n{font-family:var(--f-num);font-weight:800;font-variant-numeric:tabular-nums}
.cbox{position:relative;height:280px}
.two{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:30px 36px}
@media (max-width:1100px){.two{grid-template-columns:minmax(0,1fr)}}
/* 月ごとの内訳 */
.mhead{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:8px 16px;margin-bottom:6px}
.mnav{display:flex;align-items:center;gap:10px}
.mnav input{width:68px}
.mnav .chip{text-decoration:none;border:1px solid var(--ink);border-radius:4px;padding:3px 10px;color:var(--ink)}
.mnav .chip:hover{background:var(--ink);color:#FFFFFF}
#mRange{margin:4px 0 14px}
.mbody{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);gap:16px 36px;align-items:start}
@media (max-width:640px){.mbody{grid-template-columns:minmax(0,1fr)}}
.mpay .k{font-size:12px;color:var(--muted);font-weight:700}
.mpay .v{font-family:var(--f-display);font-size:34px;font-variant-numeric:tabular-nums;line-height:1.25}
.mpay .v small{font-family:var(--f-body);font-size:14px;color:var(--muted);font-weight:700;margin-left:3px}
.mpay .bar{height:20px}
.mlist{display:grid;grid-template-columns:auto 1fr;gap:4px 14px;margin:0;font-size:13px}
.mlist dt{color:var(--muted);font-weight:700}
.mlist dd{margin:0;text-align:right;font-family:var(--f-num);font-weight:800;font-variant-numeric:tabular-nums}
.mlist .sep{grid-column:1/-1;border-top:1px solid var(--line);margin:4px 0}
/* 返済表 */
details.table{border-top:1px solid var(--line);padding-top:6px}
details.table summary{cursor:pointer;padding:8px 0;font-weight:800;font-size:16px}
.tunit{max-width:220px;margin:4px 0 10px}
.tscroll{overflow:auto;max-height:560px;border-top:2px solid var(--rule)}
table{border-collapse:collapse;width:100%;font-size:12.5px;min-width:880px}
th,td{padding:6px 10px;text-align:right;white-space:nowrap;border-bottom:1px solid var(--line)}
th{font-weight:800;color:var(--muted);font-size:12px;position:sticky;top:0;background:var(--bg)}
td{font-family:var(--f-num);font-weight:500;font-variant-numeric:tabular-nums}
td:first-child,th:first-child{text-align:left}
tbody tr:hover td{background:var(--soft)}
tr.reset td{background:#FFF8D9}
tr.hasprep td.prep{color:var(--prepay);font-weight:800}
td.u{color:var(--warn);font-weight:700}
td .flag{margin-left:6px;color:var(--warn)}
.rulebox{font-size:12px;color:var(--muted);margin:0;padding-top:14px;border-top:1px solid var(--line)}
.rulebox b{color:var(--ink)}
/* 広告枠：高さを先に確保してレイアウトのずれ（CLS）を防ぐ */
.ad{display:grid;place-items:center;gap:2px;background:var(--ad-bg);border:1px dashed var(--ad-line);color:var(--muted);font-size:11px;text-align:center;overflow:hidden;min-width:0}
.ad b{font-size:11px;font-weight:700;color:var(--muted)}
.ad-top{min-height:100px;margin:0 0 24px}
@media (min-width:760px){.ad-top{min-height:90px;max-width:728px;margin-inline:auto}}
.ad-side{min-height:250px}
@media (max-width:920px){.ad-side{display:none}}
.ad-inline{min-height:250px}
@media (min-width:760px){.ad-inline{min-height:120px}}
.ad-pr{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px 16px;padding:12px 14px;background:var(--soft)}
.ad-pr .lbl{font-size:11px;font-weight:700;color:var(--muted);margin-right:8px}
.ad-pr p{margin:0;font-weight:700;min-width:0}
.ad-pr .cta{font-size:13px;font-weight:800;background:var(--brand);color:#FFFFFF;border-radius:4px;padding:6px 16px;text-decoration:none}
.ad-pr .cta:hover{background:var(--brand-dk)}
footer{margin-top:32px;padding-top:14px;border-top:3px solid var(--rule);font-size:12px;color:var(--muted)}
/* ブランド：空の青。ヘッダーバー・ボタン・空の帯だけに使う */
.topbar{background:var(--brand);color:#FFFFFF}
.bar-in{max-width:1240px;margin:0 auto;padding:0 16px;height:52px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.logo{display:inline-flex;align-items:center;gap:8px;color:#FFFFFF;text-decoration:none;font-family:"M PLUS Rounded 1c",system-ui,sans-serif;font-weight:800;font-size:20px;letter-spacing:.01em}
.barnav{display:flex;gap:18px;font-size:13px;font-weight:700}
.barnav a{color:#FFFFFF;text-decoration:none;opacity:.92}
.barnav a:hover{opacity:1;text-decoration:underline;text-underline-offset:4px}
.topbar a:focus-visible{outline:2px solid #FFFFFF;outline-offset:2px}
.sky{position:relative;overflow:hidden;background:linear-gradient(180deg,var(--sky) 0%,#FFFFFF 100%);border-bottom:1px solid var(--line)}
.sky-in{position:relative;z-index:1;max-width:1240px;margin:0 auto;padding:26px 16px 24px}
.sky h1{font-size:clamp(22px,3.4vw,34px)}
.sky .lede{margin-top:6px}
.skyline{position:absolute;right:max(0px,calc(50% - 640px));bottom:0;width:min(520px,60%);height:auto;pointer-events:none}
/* ファーストビュー：入力は3項目＋金利の想定だけ。残りは「詳しい条件」に畳む */
.seg.mode{margin-bottom:12px}
#repayBox .field{margin:10px 0 0}
#repayHint{margin:6px 0 0}
.basics{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.basics label{display:block;font-size:12px;color:var(--muted);font-weight:700;margin-bottom:4px}
.basics .num{display:flex}
.num span{white-space:nowrap}
.basics input{width:100%;min-width:0}
.opts{display:grid;grid-template-columns:1fr 1fr;gap:6px}
.opts input{position:absolute;opacity:0;pointer-events:none}
.opts label{border:1px solid #C9C9CE;border-radius:4px;padding:8px 6px;text-align:center;font-size:13px;font-weight:700;cursor:pointer}
.opts label:hover{border-color:var(--ink)}
.opts input:checked+label{background:var(--brand);border-color:var(--brand);color:#FFFFFF}
.opts input:focus-visible+label{outline:2px solid var(--principal);outline-offset:2px}
.scen-desc{font-size:12px;color:var(--muted);margin:8px 0 0}
details.more{border-bottom:1px solid var(--line)}
details.more>summary{cursor:pointer;padding:4px 0 12px;font-weight:800;font-size:14px}
details.more[open]>summary{margin-bottom:6px}
details.more .panel{padding-top:14px;border-top:1px dotted var(--line);border-bottom:0}
.hero{padding-bottom:22px;border-bottom:3px solid var(--rule)}
.hero .k{font-size:13px;font-weight:700;color:var(--muted)}
.flow{display:flex;flex-wrap:wrap;align-items:baseline;gap:0 12px}
.flow .v{font-family:var(--f-display);font-size:clamp(34px,5.4vw,52px);line-height:1.15;font-variant-numeric:tabular-nums;white-space:nowrap}
.flow .v small{font-family:var(--f-body);font-size:15px;font-weight:700;margin-left:3px}
.flow .v .pre{margin:0 4px 0 0;color:var(--interest)}
.flow .v.up{color:var(--interest)}
.flow .arrow{font-size:22px;color:var(--muted);font-weight:700}
.delta{font-size:15px;font-weight:800;color:var(--interest);margin-top:2px}
.delta.off{color:var(--muted);font-size:13px;font-weight:700}
.hero .cbox{height:180px;margin-top:12px}
.hero .meta{font-size:13px;margin:10px 0 0}
.hero .meta .warn{color:var(--warn);font-weight:800}
.actions{display:flex;flex-wrap:wrap;align-items:center;gap:10px 20px;margin-top:14px}
.btn{font-size:14px;font-weight:800;background:var(--brand);color:#FFFFFF;border:0;border-radius:4px;padding:10px 18px}
.btn:hover{background:var(--brand-dk)}
.btn:disabled{background:var(--line);color:var(--muted);cursor:default}
.actions a{font-size:13px;font-weight:700;color:var(--ink);text-underline-offset:3px}
.share-note{font-size:12px;background:var(--warn-soft);padding:8px 12px;margin:0 0 12px}
h2.sect{font-size:18px;font-weight:800;margin:0}
.summary2{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:16px 36px;align-items:end}
@media (max-width:700px){.summary2{grid-template-columns:minmax(0,1fr)}}
.guides ul{margin:6px 0 0;padding-left:18px;columns:2 260px;column-gap:36px}
.guides li{margin-bottom:4px}
.guides a{color:var(--ink);text-underline-offset:3px}
/* シェア */
dialog.share{border:0;border-radius:8px;padding:20px;width:min(560px,calc(100% - 32px));max-height:calc(100% - 32px);color:var(--ink);background:var(--bg)}
dialog.share::backdrop{background:rgba(0,0,0,.45)}
dialog.share h2{font-size:17px;font-weight:800;margin:0 0 4px}
dialog.share img{display:block;width:100%;height:auto;border:1px solid var(--line);margin:10px 0}
dialog.share textarea{width:100%;font:inherit;font-size:13px;border:1px solid #C9C9CE;border-radius:4px;padding:8px;resize:none}
.sbtns{display:flex;flex-wrap:wrap;gap:8px;margin:10px 0}
.sbtns .btn{text-decoration:none;font-size:13px;padding:8px 14px}
.btn.sec{background:var(--bg);color:var(--ink);border:1px solid var(--ink)}
.btn.sec:hover{background:var(--soft)}
/* マイローン：この端末にだけ保存する自分のローン */
.my{background:var(--sky);border-left:4px solid var(--brand);padding:16px 18px;display:flex;flex-direction:column;gap:12px}
.my-head{display:flex;flex-wrap:wrap;align-items:baseline;justify-content:space-between;gap:4px 12px}
.my-head small{font-size:12px;color:var(--muted);font-weight:700}
.my .status{font-size:15px;font-weight:800;margin:0}
.my .facts{background:transparent}
.my .facts dd small{display:block;margin:0}
.my .cbox{height:170px}
.my-rec{display:flex;flex-wrap:wrap;align-items:center;gap:8px;font-size:13px}
.my-rec input[type=month]{font:inherit;font-size:14px;border:1px solid #C9C9CE;border-radius:4px;padding:4px 6px;background:var(--bg)}
.my-rec input[type=text]{font:inherit;font-family:var(--f-num);font-weight:700;font-size:15px;width:140px;text-align:right;border:1px solid #C9C9CE;border-radius:4px;padding:4px 8px;background:var(--bg)}
.my-log{margin:0;padding:0;list-style:none;font-size:12px;color:var(--muted);display:flex;flex-wrap:wrap;gap:4px 16px}
.my-log button{border:0;background:none;color:var(--muted);text-decoration:underline;font-size:11px;padding:0 2px}
.my-tools{display:flex;flex-wrap:wrap;gap:8px 16px;font-size:12px}
.my-tools button,.my-tools label{border:0;background:none;padding:0;color:var(--brand);font-weight:700;text-decoration:underline;text-underline-offset:3px;cursor:pointer;font-size:12px}
.my .msg{font-size:12px;color:var(--prepay);font-weight:700;min-height:1em;margin:0}
.btn.sm{font-size:13px;padding:6px 12px}
dialog.share details{font-size:12px;color:var(--muted);border-top:1px solid var(--line);padding-top:8px}
dialog.share details summary{cursor:pointer;font-weight:700}
dialog.share .close{position:absolute;top:12px;right:14px;border:0;background:none;font-size:13px;color:var(--muted);text-decoration:underline}
@media (max-width:640px){
  .lede{display:none}
  .sky h1{font-size:20px}
  .sky-in{padding:16px 16px 18px}
  .skyline{width:150px;opacity:.4}
  .barnav{gap:14px}
  .barnav a:first-child,.logo span{display:none}
  .barnav{gap:12px;font-size:12.5px}
  input[type=number],select{font-size:16px}
  .hero .cbox{height:150px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}

html{-webkit-text-size-adjust:100%}
body{margin:0}
img{max-width:100%}
[hidden]{display:none!important}
.sitenav{display:flex;flex-wrap:wrap;gap:6px 18px;font-size:13px;margin-top:8px}
.sitenav a,footer a{color:var(--ink);text-underline-offset:3px}

/* 比較ツール（繰上返済vs投資・借り換え） */
.crumb{font-size:12px;margin:0 0 4px}
.crumb a{color:var(--muted)}
.basics.b2{grid-template-columns:repeat(2,minmax(0,1fr))}
.field.rem{margin:10px 0 0}
.opts.o3{grid-template-columns:repeat(3,minmax(0,1fr))}
.opts.o3 label{padding:8px 2px;font-size:12px}
.src-note{font-size:12px;background:var(--sky);padding:6px 10px;margin:0 0 10px}
.flow .v.inv{color:var(--prepay)}
.flow .v.pre{color:var(--brand)}
.flow .v .pre{font-family:var(--f-body);font-size:15px;font-weight:800;color:inherit;margin:0 6px 0 0}
.delta.good{color:var(--prepay)}
.hero .meta .n{font-size:14px}
.tscroll2{overflow-x:auto}
table.cmp{min-width:0;font-size:13px}
table.cmp th{position:static}
table.cmp td.pos{color:var(--prepay);font-weight:800}
table.cmp td.neg{color:var(--interest);font-weight:800}
table.cmp tr.sel td{background:var(--sky)}
.tools-next{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px}
.tools-next a{display:block;border:1px solid var(--line);border-left:4px solid var(--brand);padding:12px 14px;text-decoration:none;color:var(--ink)}
.tools-next a:hover{border-color:var(--brand)}
.tools-next b{display:block;font-size:15px;font-weight:800}
.tools-next span{font-size:12px;color:var(--muted);font-weight:700}